Pengaruh Literasi Keuangan, Pembiayaan Murabahah dan Mudharabah Terhadap Pengembangan Keunggulan Kompetitif Sektor UMKM di Mojokerto: Studi Kasus pada Bank Syariah Mandiri KCP Mojokerto

  • Wilda Rifa Ardiana Institut Pesantren KH.Abdul Chalim
  • Lutvi Alamsyah Institut Pesantren KH.Abdul Chalim
  • Ahmad Mukhlisuddin Institut Pesantren KH.Abdul Chalim
Keywords: Financial literacy, Murabahah Financing, Mudharabah Financing, Competitive Advantages, MSME

Abstract

This study aims to determine the effect of financial literacy, murabahah and mudharabah financing on the competitive advantage of the MSME sector in Mojokerto. The research method used in this research is quantitative research methods using primary data. The sampling technique used non probability sampling, in order to obtain 62 respondents. Data analysis in this study used multiple linear regression analysis through SPSS version 20. The results of the study indicate that financial literacy has an effect on the development of competitive advantage in the MSME sector in Mojokerto. Murabahah financing has no effect on the development of a competitive advantage in the MSME sector in Mojokerto. Mudharabah financing has an effect on the development of a competitive advantage in the MSME sector in Mojokerto.

Published
2021-12-30
How to Cite
Ardiana, W., Alamsyah, L., & Mukhlisuddin, A. (2021, December 30). Pengaruh Literasi Keuangan, Pembiayaan Murabahah dan Mudharabah Terhadap Pengembangan Keunggulan Kompetitif Sektor UMKM di Mojokerto: Studi Kasus pada Bank Syariah Mandiri KCP Mojokerto. Journal of Islamic Banking, 2(2), 199-230. Retrieved from https://journal.iaialhikmahtuban.ac.id/index.php/JIB/article/view/265
Issue
Vol 2 No 2 (2021): Journal of Islamic Banking
Section
Articles