Ariyani, D. (2018). Pendidikan Literasi Keuangan pada Anak Usia Dini di TK Khalifah Purwokerto. Yinyang: Jurnal Studi Islam Gender Dan Anak, 13(2), 175–190. https://doi.org/10.24090/yinyang.v13i2.2100
Bank Indonesia. (n.d.). Payment system statistics. Retrieved from https://www.bi.go.id/en/statistik/sistem-pembayaran/apmk/contents/transaksi.aspx
Bank Indonesia. (2014). Stabilitas sistem keuangan. Retrieved April 15, 2017, from Bank Indonesia website: https://www.bi.go.id/id/peraturan/ssk/Pages/se_161214.aspx
Björklund, M., & Sandahl, J. (2023). Teaching and learning financial literacy within social studies – a case study on how to realise curricular aims and ambitions. Journal of Curriculum Studies, 55(3), 325–338. https://doi.org/10.1080/00220272.2023.2203771
Calamato, M. P. (2011). Learning Financial Literacy in the Family. ProQuest, 1(December), 1–19. Retrieved from http://ezproxyucdc.ucatolica.edu.co:2053/docview/849722542/abstract/528FDFB65AE84F45PQ/162?accountid=45660
Dewayani, S., Budihardja, J., & Natakusumah, Y. (2020). Menumbuhkan Kecakapan Literasi Keuangan pada Anak Usia Dini. In Otoritas Jasa Keuangan. Retrieved from https://ojk.go.id
Fitriah, N., Degeng, M. D. K., Degeng, I. N. S., & Praherdiono, H. (2023). Enhancing Early Childhood Financial Literacy Through FinSOLEkid Indonesia: A Comparative Study of Digital Platforms. Golden Age: Jurnal Ilmiah Tumbuh Kembang Anak Usia Dini, 8(3). https://doi.org/https://doi.org/10.14421/jga.2023.83-06
Garg, N., & Singh, S. (2018). Financial literacy among youth. International Journal of Social Economics, 45(1), 173–186. https://doi.org/10.1108/IJSE-11-2016-0303
Gold, L. A. (2016). Teachers’ perceptions regarding financial literacy in kindergarten grade 3. Ohio University.
Guthrie, C. P., & Nicholls, C. M. (2015). The Personal Budget Project: A practical introduction to financial literacy. Journal of Accounting Education, 33(2), 138–163. https://doi.org/10.1016/j.jaccedu.2015.04.002
Hastings, J. S., Madrian, B. C., & Skimmyhorn, W. L. (2013). Financial literacy, financial education, and economic outcomes. Annual Review of Economics, 5(1), 347–373. https://doi.org/10.1146/annurev-economics-082312-125807
Holden, K., Kalish, C., Scheinholtz, L., Dietrich, D., & Novak, B. (2009). Financial Literacy Programs Targeted on Pre-School Children: Development and Evaluation (No. 2009–009).
Julaihah, U. (2021). Behavioural intention to use debit cards in Indonesia: The users’ perspective analysis. University of Canberra.
Khawar, S., & Sarwar, A. (2021). Financial literacy and financial behavior with the mediating effect of family financial socialization in the financial institutions of Lahore, Pakistan. Future Business Journal, 7(1), 1–11. https://doi.org/10.1186/s43093-021-00064-x
Kiliyanni, A. L., & Sivaraman, S. (2016). The perception-reality gap in financial literacy: Evidence from the most literate state in India. International Review of Economics Education, 23, 47–64. https://doi.org/10.1016/j.iree.2016.07.001
Kozina, F. L., & Metljak, M. (2022). Integrating the contents of financial literacy in the teaching process: Teachers’ perspectives. European Journal of Educational Research, 11(3), 1245–1257. Retrieved from https://www.researchgate.net/profile/Suntonrapot-Damrongpanit/publication/356662582_Effects_of_Mindset_Democratic_Parenting_Teaching_and_School_Environment_on_Global_Citizenship_of_Ninth-grade_Students/links/61a6dda685c5ea51abc0f7b6/Effects-of-Mindset-Dem
Kulkarni, R., & Chandratre, S. (2022). Need for Finance Education in School Curricula. Journal of Student Research, 11(3).
Moreno-Herrero, D., Salas-Velasco, M., & Sánchez-Campillo, J. (2018). Factors that influence the level of financial literacy among young people: The role of parental engagement and students’ experiences with money matters. Children and Youth Services Review, 95(June), 334–351. https://doi.org/10.1016/j.childyouth.2018.10.042
Nicolini, G., & Cude, B. J. (2021). The Routledge handbook of financial literacy. Routledge.
OECD. (2018). PISA 2018 released financial literacy items.
OECD. (2020). PISA 2018 results: Are students smart about money? https://doi.org/doi.org/10.1787/48ebd1ba-en
Otoritas Jasa Keuangan (OJK). (2019). Siaran pers survei OJK 2019: Indeks literasi dan inklusi keuangan meningkat. Sp 58/Dhms/Ojk/Xi/2019. Retrieved from https://www.ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Siaran-Pers-Survei-OJK-2019-Indeks-Literasi-Dan-Inklusi-Keuangan-Meningkat.aspx
Otter, D. (2010). TEACHING FINANCIAL LITERACY IN K-12 SCHOOLS: A SURVEY OF TEACHER BELIEFS AND KNOWLEDGE (The University of New Mexico). Retrieved from https://digitalrepository.unm.edu/educ_llss_etds/30%0AThis
Potrich, A. C. G., Vieira, K. M., & Kirch, G. (2015). Determinants of financial literacy : Analysis of the influence of socioeconomic and demographic variables. Revista Contabilidade & Finanças, 26(69), 362–377. https://doi.org/10.1590/1808-057x201501040
Prabhakaran, S., & Mynavathi, L. (2023). Perception vs. reality: Analysing the nexus between financial literacy and fintech adoption. Investment Management and Financial Innovations, 20(4), 13–25. https://doi.org/10.21511/imfi.20(4).2023.02
Rapih, S. (2016). Pendidikan literasi keuangan pada anak: Mengapa dan bagaimana? Scholaria, 6(2), 14–28.
Schleicher, A. (2020). PISA Volume 4: Are students smart about money.
Shalahuddinta, A., & Susanti. (2014). Pengaruh Pendidikan Keuangan di Keluarga, Pengalaman Bekerja, dan Pembelajaran. Jurnal Pendidikan Akuntansi, 2(2), 1–10.
Sharif, S. P., Ahadzadeh, A. S., & Turner, J. J. (2020). Gender Differences in Financial Literacy and Financial Behaviour Among Young Adults: The Role of Parents and Information Seeking. Journal of Family and Economic Issues, 41(4), 672–690. https://doi.org/10.1007/s10834-020-09674-z
Sherraden, M. S., Johnson, L., Guo, B., & Elliott, W. (2011). Financial Capability in Children: Effects of Participation in a School-Based Financial Education and Savings Program. Journal of Family and Economic Issues, 32(3), 385–399. https://doi.org/10.1007/s10834-010-9220-5
Sianipar, H. A., Gultom, B. T., & Simamora, B. A. (2022). Pengaruh Literasi Keuangan dan Lingkungan Keluarga Terhadap Perilaku Keuangan Mahasiswa. Edu Cendikia: Jurnal Ilmiah Kependidikan, 2(02), 458–463. https://doi.org/10.47709/educendikia.v2i02.1729
Świecka, B. (2018). The role of parents in financial literacy of young people. European Journal of Service Management, 27, 313–320. https://doi.org/10.18276/ejsm.2018.27/1-40
Tang, N., Baker, A., & Peter, P. C. (2015). Investigating the Disconnect between Financial Knowledge and Behavior: The Role of Parental Influence and Psychological Characteristics in Responsible Financial Behaviors among Young Adults. Journal of Consumer Affairs, 49(2), 376–406. https://doi.org/10.1111/joca.12069
Yulianto, A. (n.d.). Perang Melawan Pinjaman Daring Ilegal pada 2021. Republika. Retrieved from https://news.republika.co.id/berita/r4lgjf396/perang-melawan-pinjaman-daring-ilegal-pada-2021
- Abstract viewed - 34 times
- PDF downloaded - 10 times
License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Affiliations
Umi Julaihah
UIN Maulana Malik Ibrahim Malang
Nurlaeli Fitriah
Affiliation not stated
Yhadi Firdiansyah
Affiliation not stated
How to Cite
FINANCIAL LITERACY FOR EARLY CHILDHOOD: PARENTAL FINANCIAL PERCEPTION AND SOCIALIZATION
Persepsi dan Sosialisasi Orang Tua
Vol 7 No 2 (2023): Desember 2023
Submitted: Nov 24, 2023
Published: Dec 11, 2023
Abstract
Financial literacy becomes one of basic life skills that should be instilled to ones since their early childhood. This is based on the argument that a good financial attitude and behaviour are not an instant process. The current study tried to gain information about the financial literacy of kindergarten parents, as well as their perceptions and socialization regarding financial literacy education to their children. This study applied a quantitative descriptive study using a questionnaire. Also, a parent meeting was used as a media for collecting data. The findings showed that parents had a fairly good financial literacy as well as good perceptions and socialization of financial literacy education to their children. Although several financial behavior should be improved such as having a budget plan as well as regular savings. For their children, parents also already have good financial habits by providing them with piggy banks and pocket money to be managed. An interesting finding was found that several parents are afraid to talk to their children about money. However, after attending the parent meeting about financial literacy for kids, they know what money management topic should be introduced to kids. Thus, this study is expected to provide a new insight for policymakers in order to design a collaborative and an effective financial education with parents.